Hundreds of thousands of U.S. workers are injured on the job every year. Many U.S. employers are required to have workers’ compensation insurance, which is meant to cover certain costs incurred by injured employees, such as medical bills. However, not all employers have workers’ compensation and, even if they do, it is not always enough to cover the cost of your injuries and other losses.
In Michigan, any employer that has at least three employees or employs one person who works 35 or more hours a week must carry workers’ compensation insurance. If you are injured while at work or during the scope of your employment, you are likely entitled to receive worker’s comp benefits. In certain instances, you may be able to file a third-party claim against a negligent party who is not your employer. Our firm can help you fully understand your legal options and work to protect your rights.
Contact us at (888) 211-5798 to schedule a free, confidential case evaluation with one of our workplace injury attorneys in Michigan.
Common On-the-Job Injuries
By law, a “workplace injury” is any injury that occurs at your place of work or while you are conducting duties encompassed in the scope of your employment. In other words, you do not have to be injured while physically at your place of work to qualify for workers’ compensation benefits. For example, if you are a delivery truck driver and are injured in an accident that occurs while you are delivering goods for your employer, you may be able to file a claim.
Examples of common workplace accidents and injuries include:
- Slip and falls
- Overexertion and muscle strains
- Commercial vehicle accidents
- Repetitive motion injuries (such as carpal tunnel syndrome)
- Burns, fires, explosions, etc.
- Exposure to harmful materials/chemicals
- Inhaling toxic fumes
- Broken bones
- Being hit by falling objects
- Falling from heights
- Serious cuts and lacerations
- Accidental amputation
- Hearing damage/loss
- Workplace assaults
- Defective equipment, machinery, products, etc.
This list comprises just some of the many different types of accidents and injuries that can occur in the workplace. While some workplaces are inherently more dangerous than others—construction sites, for example—all workers face some degree of risk every day. Recovering your rightful workers’ compensation benefits can be difficult; you may have your claim devalued or denied outright. Our firm can help you fight for the full, fair compensation you are owed.
What Is a Third-Party Claim?
While workers’ compensation is designed to help injured workers recover benefits for medical bills and lost income/wages, it is not intended for other, non-economic losses many injured workers face. Obtaining your benefits can often be very difficult, as the process is complex and can take time.
Aside from workers’ compensation, you may be entitled to file a third-party claim if you were injured at work. In contrast to workers’ compensation, third-party injury claims are not a form of insurance but, rather, operate in much the same way as a typical personal injury claim. You may be able to file a third-party claim if you were injured as a result of a third party’s negligence. For example, if you were injured at your job on a construction site after falling when a defective ladder collapsed, you may be able to seek compensation from the manufacturer of the ladder. If you were involved in a motor vehicle accident while on the clock as a delivery truck driver because the other motorist was texting while driving, a third-party claim can be used to hold the negligent driver liable for your injuries and losses.
Call Our Firm for a Free Consultation
If you were injured at work or while carrying out your duties for your employer, contact the legal team at Grewal Law PLLC. With more than 100 years of collective experience, our workplace injury attorneys understand how to navigate the workers’ compensation and personal injury processes. We are here to answer your questions, address your concerns, and provide you with compassionate and personalized legal representation every step of the way. Our firm can serve as your dedicated legal advocate from start to finish.
Schedule a free consultation at one of our three office locations throughout Michigan when you call (888) 211-5798 or submit an online contact form.