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Real Estate Law Attorneys in Michigan

Sound Legal Guidance for Clients throughout the State of Michigan

Handling real estate matters can be overwhelming. From dealing with loan modifications to purchase agreements, our legal team at Grewal Law PLLC is ready to assist you with all of your real estate needs. We are able to do everything from drawing up land contracts to reviewing deeds. Our team includes a licensed real estate broker who can help handle your case.

Call us at (888) 211-5798 or contact us online for a free consultation with a real estate lawyer in Grand Rapids, Northville, or Okemos.

Short Sales in Michigan

If you live in Michigan and are facing a possible foreclosure on your home, a short sale may offer an alternative for your family. Our team can provide you with sound mortgage advice to help you weigh the pros and cons of a short sale and determine the best course of action for your property.

A short sale is when your bank or mortgage holder allows you to sell your home for less than the balance on the mortgage. The lender agrees to accept whatever purchase price is received and will count the reduced amount as full payment for the remaining mortgage balance.

Your lender will not automatically allow you to sell the property at a loss; certain conditions will need to be met before a short sale will be approved. Let our team negotiate with your lender concerning a short sale on your property.

Land Contracts

Sometimes, when you are selling a property, you may need to consider a land contract. As the seller of a property, you enter into a contract directly with the person making the purchase. With a land contract, you provide the financing for the buyer who agrees to repay the loan in installments to pay for the home’s purchase price.

These contracts are used for buyers who are not eligible for traditional financing through a bank or mortgage company to purchase a property.

Understanding land contract homes can be overwhelming and, as your Grand Rapids real estate attorneys, we can help you decide if a land contract is right for you. We will analyze all the disadvantages and advantages to these contracts and help you determine the right choice for your property sale.

Purchase Agreements

After an offer is accepted by a seller for a piece of property, a purchase agreement will need to be drawn up as a legal contract between the seller and the person buying the property. If you are the person selling the property, you will need to have an agreement drawn up. On the other hand, if you are buying the property, you will be given a purchase agreement to review.

The document will outline a description of the property, including all the terms of the sale for the purchase. Purchase agreements are complex documents with a lot of technical information about the property. Your real estate agent may not be equipped to handle all the legal aspects of the agreement. The agreement is a legally binding document, so it is important to have one reviewed or drawn up by an experienced real estate attorney.

Deeds

Deeds are issued when a piece of property is transferred in Michigan. The purpose of the documents is to give the purchaser title over the property. There are three main types of deeds used in the state. While working as your legal counsel we can help you understand the differences between quitclaim deeds, warranty deeds, and covenant deeds. In addition to understanding the different types of deeds, we can handle the required documentation with your local municipality to legally file the deed.

The most common type of deeds is a quitclaim deed, which is used to quickly transfer property and is completed using forms filed with the county. The next type of documents is a warranty deed, created with the sale of property through a land contract. Finally, a covenant deed is used when a business or government agency does not want to issue a traditional warranty deed over a piece of property. We can help you understand how the circumstances surrounding your property transfer will determine the type of deed issued for the transaction.

Loan Modifications

If you are a homeowner facing financial difficulties, a loan modification may be an option to help make your property more affordable. While working as your mortgage modification attorneys, we will negotiate with your lender to help make your payments fit in your budget. Most loan modifications will extend the length of the loan to help reduce the overall payments.

Lenders are not required to offer modifications to existing agreements, so it is important to have a mortgage attorney to represent your interests. These modifications are typically offered during Chapter 13 bankruptcy negotiations; however, they are sometimes offered during a Chapter 7 bankruptcy, too. Our legal team can help you explore options for loan modifications with your lender.

Foreclosures

Facing financial problems can be especially overwhelming when receiving a foreclosure notice from your lender. A foreclosure gives your bank or mortgage company the right to sell your property to pay off the balance on the loan that has gone into default. Under Michigan law, there are required notifications the lender must provide to you, including information on programs to help you avoid a foreclosure. Contact Grewal Law PLLC to help you better understand your financial situation and to help you through the foreclosure process.

A potential foreclosure on your property may be just part of the financial difficulties facing your family. There are certain circumstances where a bankruptcy can help delay foreclosure on your property. Under Chapter 13 bankruptcy, foreclosure may be avoided if you get help early enough in the process. Do not wait until you are already in the foreclosure process; contact our team today to help you understand the best options for you and your family.

Contact Grewal Law PLLC for a Free Consultation

If you are faced with handling any of these real estate transactions, contact Grewal Law PLLC to help you. We are able to handle all of the paperwork for the various documents and are equipped to handle negotiations with buyers or lenders when facing various property issues.

Reach out to us for your free quote at (888) 211-5798. Our real estate attorneys in Michigan and the nearby areas are here to help you and your family today.

Real Estate

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  • It was reassuring to know that the firm took my family’s predicament seriously and made every effort to resolve what could have been a long ordeal.

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